Financial services in Deloitte in Scotland

Ten years on from Lehman Brothers – the CASS journey

CASS blog imageWhere did CASS as we know it come from? The Lehman collapse was the first time that the CASS rules had been put to the test on a large scale. The sums of money claimed by the UK investment bank’s clients were vastly greater than the sums segregated by Lehman’s as client money.

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Posted on 28/09/2018 | 0 Comments

Fintech for good: Putting the focus on what is truly important

Fintech for good 3 aug

If Edinburgh is to be the data capital of Europe, we must use this as a platform to create and build solutions that can tackle some important issues. Examples of this could be in addressing challenges such as low levels of financial inclusion, a lack of financial education and awareness and help to structure a broader support network for marginalised communities such as the homeless, or supporting in reducing mental health issues caused by a lack of assistance for some people struggling to manage their finances.

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Posted on 02/08/2018 | 0 Comments

Fintech cities: Building an eco-system

Fintech cities blog_June18

Over the past few months, I have been working across several cities and regions, which have or hope to create, a fintech hub. Although they are all very different, in terms of their existing strengths, their potential, their approach and their progress, at their heart, the process each of these countries are going through to create an effective ecosystem is very similar and in many ways highly repeatable.

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Posted on 28/06/2018 | 0 Comments

A more positive outlook for Scotland’s economy

FoA blog imageScotland’s sluggish economic performance over the last few years has been well-documented. In the face of a difficult period for the North Sea oil and gas industry and, more recently, a decline in construction activity and subdued growth in services, the country’s economy has struggled to build any significant momentum. But could that be about to change? Progress is slow and continues to lag behind the UK, but there is an air of cautious optimism.

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Posted on 21/06/2018 | 0 Comments

Business intelligence, Big Data, AI and machine learning will drive business innovation

Edinburgh uni fintech blog use

To support Deloitte’s leadership role in developing the Fintech strategy in Scotland, we recently ran a workshop with the University of Edinburgh’s MSc Accountancy & Finance students to bring to life the complexities of developing and launching a Fintech start-up. With brilliant mentorship from Craig Paterson of the Data Lab, we set 3 teams the challenge of building a business case with projected expenditure and revenues, considering recent market opportunities presented by Open Banking, and capabilities such as artificial intelligence and robotics.

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Posted on 06/06/2018 | 0 Comments

Creating a partnership that truly matters…

FTS blog use

There aren’t many points in the development of a business where you get the opportunity to really play a part in something that has the potential to change the face of the industry and make a lasting impression on the future of an industry or a region.  For me, in however many years’ time I want to walk away from my career and be proud that the team and I properly made a difference in our sphere of work, and I’m incredibly proud to be part of a firm that holds that value really close to its heart. 

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Posted on 11/05/2018 | 0 Comments

Proper planning can help Scotland’s economy tackle Brexit

FoA blog imageWith the end of the financial year upon us, now is a good time to reflect on Scotland’s economic performance over the last twelve months and perhaps more importantly, consider the challenges that lie ahead.

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Posted on 29/03/2018 | 0 Comments

Data is the new…Enabler!

Datathon follow up blog image_use

Now, I’m going to try and get through this blog without the phrase ‘Data is the new oil’. Every conference with any link to data science and financial services will have at least one speaker (if not more) that will utter these words to try and express the true value now being placed on data.

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Posted on 28/03/2018 | 0 Comments

From Datathon to Deloitte: Now it's your turn to get involved...

Datathon invite image

With DataFest 18 coming up and Deloitte’s team organising our second Datathon in the Edinburgh office, I’ve been thinking about how I went from being a casual competition-goer to a consultant in the firm. To quote one of our directors, I’ve gone “from Datathon to Deloitte” – a journey I didn’t necessarily expect to go through one year ago. 

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Posted on 14/02/2018 | 0 Comments

Why artificial intelligence is more about people than you think

AI blog use

Artificial intelligence (AI): it’s a phrase appearing in the news and in our everyday lives more and more these days. Although there may be some truth behind the eye-catching headlines on AI and robots taking thousands of jobs, it’s unlikely to be as dramatic as it sounds.

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Posted on 19/01/2018 | 0 Comments